This section sets forth the Terms and Conditions relating to your use of the Empire Insurance Corp. website maintained at www.empireinsurancecorp.com
The Terms and Conditions outlined below provide additional information about Empire Insurance Corp. and are applicable to your use of www.empireinsurancecorp.com regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, discontinue your use of this site.
Your use of this site
You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on proprietary rights.
INDEMNIFICATION.
You (hereinafter referred to as the “Indemnitor” or the “Indemnifying Party”) will defend, indemnify and hold harmless Universal and its subsidiaries and Affiliates, and their respective employees, officers, and directors (hereinafter referred to as the “Indemnitee” or the “Indemnified Party”) against all costs and expenses of the Indemnified Party (including without limitation reasonable attorney’s fees) arising against the Indemnified Party and all damages of the Indemnified Party arising from or in connection with the use of the site to any illegal activity or the infringement of the proprietary rights.
E-mails to Empire Insurance Corp. electronic addresses
The Empire Insurance Corp. e-mail system is a private e-mail system intended only for purposes authorized by Empire Insurance Corp. You may not send unsolicited commercial e-mail messages to any e-mail addresses at @empireinsurancecorp.com
Disclaimer of Warranties
Content, products, programs, offerings, or technical information included in this website may be compiled from vendors that maintain policy information, and is subject to change without notice. Empire Insurance Corp. makes no representation or warranty whatsoever regarding, and expressly disclaims legal liability or responsibility for, the completeness, quality, or adequacy of its website, content, or suitability, functionality or operation of the website or its content. Any information, services, materials, software, calculators or other items contained on Empire Insurance Corp’s website are provided “as is” without any warranty of any kind, either expressed or implied; including, without limitation, the implied warranties of merchantability and fitness for a particular purpose. Empire Insurance Corp. does not guarantee that its website will be uninterrupted or free from errors. By using this website, you assume any risk associated with the use or performance of information, services or materials and the risk that the content of this website may be inaccurate, incomplete, or may not meet your needs and requirements. Empire Insurance Corp. will not be held liable for any damages, of any kind, that arises from the use of this website or information contained herein including without limitations the loss of data, business interruption, incidental damages etc.
Empire Insurance Corp. Intellectual Property Rights
Universal Group and Empire Insurance Corp. reserves all rights to its intellectual property. You may print copies of pages of this site for your personal, non-commercial use, provided that all legal ownership notices are retained. ALL OTHER USES ARE PROHIBITED.
Availability of products and services
Empire Insurance Corp. conducts business in certain states in the United States of America. The home office is located in Orlando, Florida. Not all of the products or services described on this website are available in all states where Universal conducts business. Empire Insurance Corp. has made every effort to inform you of products and services that are available in your state; however, you may not be eligible for all products offered in your state and Empire Insurance Corp. reserves the right to determine your eligibility for products and services as permitted by law.
Other agreements
These “Terms and Conditions” apply to your use of this website and do not touch or concern any other contract or agreement between you and Empire Insurance Corp. or you and your agent.
Insurance quotes and coverages
At this time, insurance quotes are not available through this website. To obtain coverage you must submit an application to Empire Insurance Corp., through an independent, participating agent. All applications are subject to underwriting approval.
Coverages and product availability may vary by state. For additional information about the products, and coverage options offered by Empire Insurance Corp., please contact your local insurance agent.
Online claims submissions
If you are an Empire Insurance customer, you may elect to manage your claim online. Submission of your claim through our online policy administration system does not commit Empire Insurance Corp. to cover for any loss. Information submitted through our online policy administration system regarding your insurance policy and any loss is subject to review and verification. In accordance with customary claims procedures, Empire Insurance Corp. reserves the right to request and gather additional information before reaching a decision on any claim. If you have questions concerning the coverage provided by your policy, please contact your agent or an Empire Insurance Customer Service Representative at the telephone number provided on your insurance documents.
Changes to this document
The content of this site and of the “Terms and Conditions” contained herein are subject to change without prior notice.
Applicable law/severability
The “Terms and Conditions” set forth herein shall be governed by and interpreted according to the laws of the State of Florida without respect to any conflict of laws provisions. If any portion of these “Terms and Conditions” is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision contained herein.
